Universal Payment Gateway plc ("UPG") is a company registered in England and Wales with Company Number 4087620. It’s registered office is at  UNIT 7K,  CLAYMORE, TAME VALLEY INDUSTRIAL ESTATE, TAMWORTH, STAFFORDSHIRE, B77 5DQ.

If you would like to contact UPG, please click on the 'Contact ' section on the home page of the website ("the Website"). By using this Website you agree that you have read and accepted all the terms included herein.

'you', 'your' and 'yours' refer to the person(s) accessing the Website.

Terms

These Terms are to be read by you in conjunction with any other terms, conditions and disclaimers provided or referred to in the pages of the Website. In the event of any conflict, the terms, conditions and disclaimers provided in the pages of the Website shall prevail over these Terms.

UPG may change the information, material and content provided on the Website at any time. Your continued access to or use of the Website will mean that you agree to any changes UPG may make.

Users

You use the Website and the information contained herein at your sole risk and you are wholly responsible for such use. You must not use the Website for fraudulent purposes or in connection with any unlawful activity. You must not use the Website in any way that causes, or is likely to cause, the Website or access to it to be interrupted, damaged or impaired in any way.

In no event will UPG, it’s suppliers, subcontractors, representatives or other third parties mentioned on this site be liable to any party for any direct, indirect, incidental, special, reliance, consequential or punitive damages for any use of this website or any other website, howsoever caused, including but not limited to costs or expenses, any loss of profit and/or business interruption, loss of programs or other data and any other losses that result from the use of, or inability to use, this Website or any materials on any site linked to this Website (including, but not limited to, any viruses or any other errors or defects or failures in computer transmissions or network communications) even if UPG has been advised of the possibility of such damage and whether foreseeable or not. In addition, no liability can be accepted by UPG  in respect of any changes made to the content of the Website by unauthorised third parties. All express or implied warranties or representations are excluded to the fullest extent permissible by law. UPG  does not limit in any way its liability by law for death or personal injury caused by our negligence, breach of duty, gross negligence or willful misconduct.

Nothing on this Website shall be deemed to constitute financial or other professional advice in any way. If any advice or guidance is required on UPG’s products or services, please contact UPG as directed on this Website. These statements do not affect your statutory rights.

Third party products, services and websites

This Website may contain links to third-party websites. These are provided for information only and UPG is not responsible for the content of any other websites or pages linked to or linking to this Website. No third party website may be linked to the Website without UPG ’s prior written consent.

UPG excludes responsibility for the suitability or availability of third party products or services which may appear on or be linked to the Website from time to time.

Access and Accuracy

UPG aims to ensure the information contained in this Website is based on information at the date of publication, but accuracy cannot be guaranteed. UPG makes no warranties or representations (express or implied) as to its accuracy, currency or completeness. You should take appropriate steps to verify all information on this Website before acting upon it.

While UPG will try to ensure that the availability of the Website will be uninterrupted and error-free, this cannot be guaranteed. Your access to the Website may be occasionally suspended or restricted to allow for repairs, maintenance, or the introduction of new facilities or services. UPG will, however, attempt to limit the frequency and duration of any such suspension or termination.

Trade marks and copyright

Copyright in this Website is owned by or licensed to UPG, unless otherwise noted. You may imprint, copy, download or temporarily store extracts from our Website for your personal information or when you use our products and services. Any other use is prohibited without our prior written permission. If you would like further information in this connection, please contact UPG using the 'Contact Us' link on the Website. This Website, or any portion of it, may not be reproduced, duplicated, copied, sold or visited without our express written consent.

Data Protection

Please see our Privacy Policy that is linked from the home page of the Website.

Governing law

The Website and these Terms are governed by the law of England and the English courts shall have the non-exclusive jurisdiction to hear any dispute arising out of them.